body {background-color:#ffffff; margin: 0px; padding:0px;}
.txt1 {font-size:20px; font-family:Verdana; color:#24499D;}
.txt2 {font-size:12px; font-family:Verdana; color:#24499D;} 
.txt3 {font-size:12px; font-family:Verdana; color:#e22222; text-decoration: none;}
.txt4 {font-size:12px; font-family:Verdana; color:#24499D; font-weight:bold;} 
a:link {font-size:12px; font-family:Verdana; color:#24499D; text-decoration: none;}
a:visited {font-size:12px; font-family:Verdana; color:#24499D; text-decoration: none;}
a:hover {font-size:12px; font-family:Verdana; color:#E22222; text-decoration: none;}
a:active {font-size:12px; font-family:Verdana; color:#24499D; text-decoration: none;}
#nav a:link {font-size:12px; font-family:Verdana; color:#E22222; text-decoration: none;}
#nav a:visited {font-size:12px; font-family:Verdana; color:#E22222; text-decoration: none;}
#nav a:hover {font-size:12px; font-family:Verdana; color:#E22222; text-decoration: none;}
#nav a:active {font-size:12px; font-family:Verdana; color:#E22222; text-decoration: none;}